Legislature(2015 - 2016)BELTZ 105 (TSBldg)

01/28/2016 01:30 PM LABOR & COMMERCE

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* first hearing in first committee of referral
+ teleconferenced
= bill was previously heard/scheduled
+ HB 155 FEES; WAIVERS; CREDITS; DEDUCTIONS;TAXES TELECONFERENCED
Heard & Held
+= HB 12 MORTGAGE LENDING AND LOAN ORIGINATORS TELECONFERENCED
Heard & Held
*+ SB 111 LIMIT FLAME RETARDANT ITEMS/FURNITURE TELECONFERENCED
Heard & Held
+ Bills Previously Heard/Scheduled: TELECONFERENCED
+= SB 121 SECURITY FREEZE ON MINOR'S CREDIT REPORT TELECONFERENCED
Moved SB 121 Out of Committee
-- Public Testimony --
        SB 121-SECURITY FREEZE ON MINOR'S CREDIT REPORT                                                                     
                                                                                                                                
1:34:21 PM                                                                                                                    
CHAIR COSTELLO announced the consideration of SB 121. [This is                                                                  
the second hearing and public testimony is closed.]                                                                             
                                                                                                                                
1:34:45 PM                                                                                                                    
EDRA MORLEDGE, staff  to Senator Kevin Meyer, sponsor  of SB 121,                                                               
stated  that she  provided  a supplemental  packet  based on  the                                                               
questions  that  were  asked during  the  previous  meeting.  She                                                               
recapped the following questions and answers:                                                                                   
                                                                                                                                
     Q. Senator Stevens  inquired as to the  meaning of "has                                                                    
     not  had the  disabilities of  a minor  removed...: and                                                                    
     asked if there might be a better way to state that.                                                                        
     A.  The specific  wording  on lines  9-10  of the  bill                                                                    
     directly  references  Alaska   Statute  09.55.590,  and                                                                    
     refers  to minors  that have  been emancipated.  As the                                                                    
     bill sponsor, I do  not object to different terminology                                                                    
     if it  allows for  a clearer reading  and understanding                                                                    
     of the legislation,  if the drafters are able  to do so                                                                    
     within their drafting guidelines.                                                                                          
                                                                                                                                
     Q. Senator Ellis inquired as  to where the idea for the                                                                    
     legislation came from.                                                                                                     
     A. A  constituent of Senate  District M,  Laura Hughes,                                                                    
     brought the idea for the  legislation to my office last                                                                    
     summer. Since  that time, we've discovered  a number of                                                                    
     states  with  similar  laws  on the  books  or  in  the                                                                    
     process  of  passing  similar legislation.  SB  121  is                                                                    
     modeled  after legislation  as  researched through  the                                                                    
     National Council of State Government.                                                                                      
                                                                                                                                
     Q. Senator  Ellis asked  if Alaska  would be  the fifth                                                                    
     state to adopt this legislation.                                                                                           
     A.  The  most  current  data available  from  the  NCSL                                                                    
     website lists:                                                                                                             
        · 27  states  allow  "any  consumer"  to  request  a                                                                    
          security freeze on their credit report,                                                                               
        · 4 states  use the  terminology "any  consumer that                                                                    
          is a resident,"                                                                                                       
        · 4 states  allow a  parent or  guardian of  a minor                                                                    
          under 18 to request a freeze,                                                                                         
        · 20 states specifically allow  a parent or guardian                                                                    
          of a minor under age 16 to request a freeze,                                                                          
        · 19 states specifically allow  a parent or guardian                                                                    
          of a "protected" or an "incapacitated" person to                                                                      
          request a freeze,                                                                                                     
        · 5  states  specify  the individual  for  whom  the                                                                    
          freeze is requested has been a victim of identity                                                                     
          theft, and                                                                                                            
        · 2 states  allow for  a credit  freeze only  in the                                                                  
          case of identity theft (Mississippi and South                                                                         
          Dakota).                                                                                                              
     Aside from  the states that only  specify "a consumer,"                                                                    
     or  "a  victim  of  identity theft,"  the  rest  are  a                                                                    
     mixture of the remaining criteria listed above.                                                                            
                                                                                                                                
     Q.  Senator  Stevens inquired  as  to  the process  for                                                                    
     lifting a credit freeze.                                                                                                   
     A.   The   specific   section  of   Alaska's   Personal                                                                    
     Information  Protection  Act  that governs  removal  of                                                                    
     security freeze  is AS  45.48.140. This  section states                                                                    
     that  the  consumer  can request  the  removal  of  the                                                                    
     freeze  by   contacting  the  agency  by   mail  or  in                                                                    
     accordance    with    other   established    procedures                                                                    
     (electronic  means), and  provide information  required                                                                    
     to  establish identity.  At  that  point, the  consumer                                                                    
     credit reporting  agency has 3 business  days to remove                                                                    
     the freeze.                                                                                                                
                                                                                                                                
     Q. Senator Costello asked what  the national average is                                                                    
     for child identity theft.                                                                                                  
     A. The national figure  for child identity theft varies                                                                    
     depending on  the source, but generally  it is reported                                                                    
     at between 10-11 %.                                                                                                        
                                                                                                                                
MS. MORLEDGE noted that the packets also contain communications                                                                 
from the Department of Law (DOL) indicating that they do not                                                                    
have an issue with the current wording of the bill.                                                                             
                                                                                                                                
CHAIR COSTELLO asked the sponsor if he had any comments.                                                                        
                                                                                                                                
1:37:52 PM                                                                                                                    
SENATOR MEYER  said he  is pleased  that the  constituent brought                                                               
the issue forward and his staff summarized the bill nicely.                                                                     
                                                                                                                                
1:38:09 PM                                                                                                                    
SENATOR GIESSEL  motioned to report SB  121, labeled 29-LS1129\A,                                                               
from  committee  with  individual  recommendations  and  attached                                                               
fiscal note(s).                                                                                                                 
                                                                                                                                
CHAIR  COSTELLO  announced  that  without objection,  SB  121  is                                                               
reported from the Senate Labor and Commerce Standing Committee.                                                                 

Document Name Date/Time Subjects
HB 12 - Sponsor Statement.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Sectional Analysis.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12- Fiscal Note DCCED-DBS.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Flow Chart and Explanation.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents - SAFE Act.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Allie Hewitt.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Curtis Green.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Doug McCann.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Jim Kelly.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Justin Goodman.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Kris Yoder.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Kristie Babcock.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Nancy Field.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Rueben Willis.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Randy Rhodes.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Shannon Fortune.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter State Farm Agents.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter State Farm Corporation.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Todd Jackson.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Troy Sayer.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 12 - Supporting Documents-Letter Tyler Randolph.pdf SL&C 1/28/2016 1:30:00 PM
HB 12
HB 155 - Sponsor Statement.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Version Changes H-N.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Fiscal Note DOR.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Support Document Indirect Expenditure Report - Cigarette Tax Stamp Discount.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Support Document Indirect Expenditure Report - Commercial Passenger Vessel Gambling Tax Deduction.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Support Document Indirect Expenditure Report - Exploration Incentive Credit.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Support Document Indirect Expenditure Report - Motor Fuel Tax Timely Filing Discount.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Support Document Indirect Expenditure Report - Small Loan Company Exemption.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
HB 155 - Support Document Indirect Expenditure Report - Tobacco Product Tax Timely Filing Deduction.pdf SL&C 1/28/2016 1:30:00 PM
HB 155
SB 111 - Sponsor statement.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Fiscal Note DEC.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Fiscal Note DPS.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - AFN Resolution.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - AK Professional Fire Fighters Assoc.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Alaska Nurses Association Letter.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Arc of Anchorage Letter.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - ASBC Letter.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Breast Cancer Fund Letter.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 -Tony Stefani and Firefighters Cancer Prevention Foundation 1-27-16.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - American Chemistry Council Opposition Letter.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Motorcycle Industry Council Letter.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Federal Statutes Regulating Chemicals.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
State Chamber SB111.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Journal Article - Prenatal exposure to polybrominated diphenyl ethers and child attention.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Journal Article - Flame Retardants in Furniture Foam Benefits and Risks.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - San Francisco Chronicle - Chemical industry hoodwinked California Legislature.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - European Food Safety Authority Brominated Flame Retardants.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Are PBDE's Making Bald Eagles Go Extinct.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Article - Flame Retardants Are They Extinguishing Brain Development.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - CDC Statement on PBDEs.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Chicago Tribune - Fear fans flames for chemical makers.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Chicago Tribune Article - Distorting Science.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - EndoWeb - Hypothyroidism Linked to Flame Retardants.pdf SL&C 1/28/2016 1:30:00 PM
SB 111
SB 111 - Misc. Support E-mails.pdf SL&C 1/28/2016 1:30:00 PM
SB 111