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28th Legislature(2013-2014)

Bill Text 28th Legislature


00 Enrolled SB 167                                                                                                         
01 Relating to the maximum amount of uninsured and underinsured coverage payable under                                     
02 multiple motor vehicle insurance policies issued by the same insurer in the same household.                             
03                           _______________                                                                               
04    * Section 1. AS 28.20.445(c) is amended to read:                                                                   
05            (c)  If a person is entitled to uninsured or underinsured motorists coverage                                 
06       under more than one coverage when two or more vehicles are insured under one                                      
07       policy, the maximum amount payable may not exceed the highest limit of any one                                    
08       coverage under the policy. If a person is entitled [AS A NAMED INSURED] to                                        
09       uninsured or underinsured motorists [MOTORIST] coverage under more than one                                   
10       motor vehicle policy issued by the same insurer in the same household, the maximum                            
11       amount payable may be limited to the highest limit of any one coverage under the                                  
12       policies. If a person is entitled to uninsured or underinsured motorists [MOTORIST]                           
13       coverage under more than one policy providing motor vehicle liability coverage,                                   
01       payments will be made in the following order of priority, subject to the limit of                                 
02       liability of each applicable policy or coverage:                                                                  
03                 (1)  a policy or coverage covering a motor vehicle occupied by the                                      
04       injured person or a policy or coverage covering a pedestrian as a named insured;                                  
05                 (2)  a policy or coverage covering a motor vehicle occupied by the                                      
06       injured person as an insured other than as a named insured;                                                       
07                 (3)  a policy or coverage not covering a motor vehicle occupied by the                                  
08       injured person but covering the injured person as a named insured;                                                
09                 (4)  a policy or coverage not covering a motor vehicle occupied by the                                  
10       injured person but covering the injured person as an insured other than as a named                                
11       insured;                                                                                                          
12                 (5)  a policy or coverage covering, as excess, umbrella, or similar                                     
13       insurance, a motor vehicle occupied by the injured person or a policy or coverage                                 
14       covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured;                             
15                 (6)  a policy or coverage covering, as excess, umbrella, or similar                                     
16       insurance, a motor vehicle occupied by the injured person or a policy or coverage                                 
17       covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other                             
18       than as a named insured;                                                                                          
19                 (7)  a policy or coverage not covering a motor vehicle occupied by the                                  
20       injured person but covering, as excess, umbrella, or similar insurance, the injured                               
21       person as a named insured;                                                                                        
22                 (8)  a policy or coverage not covering a motor vehicle occupied by the                                  
23       injured person but covering, as excess, umbrella, or similar insurance, the injured                               
24       person as an insured other than as a named insured.                                                               
25    * Sec. 2. AS 28.22.221 is amended to read:                                                                         
26            Sec. 28.22.221. Uninsured and underinsured motorists policy coverage and                                   
27       priorities. If a person is entitled to uninsured or underinsured motorists coverage                             
28       under more than one coverage when two or more vehicles are insured under one                                      
29       policy, the maximum amount payable may not exceed the highest limit of any one                                    
30       coverage under the policy. If a person is entitled [AS A NAMED INSURED] to                                        
31       uninsured or underinsured motorists [MOTORIST] coverage under more than one                                   
01       motor vehicle policy issued by the same insurer in the same household, the maximum                            
02       amount payable may be limited to the highest limit of any one coverage under the                                  
03       policies. If a person is entitled to uninsured or underinsured motorists [MOTORIST]                           
04       coverage under more than one policy providing motor vehicle liability coverage,                                   
05       payments will be made in the following order of priority, subject to the limit of                                 
06       liability of each applicable policy or coverage:                                                                  
07                 (1)  a policy or coverage covering a motor vehicle occupied by the                                      
08       injured person or a policy or coverage covering a pedestrian as a named insured;                                  
09                 (2)  a policy or coverage covering a motor vehicle occupied by the                                      
10       injured person as an insured other than as a named insured;                                                       
11                 (3)  a policy or coverage not covering a motor vehicle occupied by the                                  
12       injured person but covering the injured person as a named insured;                                                
13                 (4)  a policy or coverage not covering a motor vehicle occupied by the                                  
14       injured person but covering the injured person as an insured other than as a named                                
15       insured;                                                                                                          
16                 (5)  a policy or coverage covering, as excess, umbrella, or similar                                     
17       insurance, a motor vehicle occupied by the injured person or a policy or coverage                                 
18       covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured;                             
19                 (6)  a policy or coverage covering, as excess, umbrella, or similar                                     
20       insurance, a motor vehicle occupied by the injured person or a policy or coverage                                 
21       covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other                             
22       than as a named insured;                                                                                          
23                 (7)  a policy or coverage not covering a motor vehicle occupied by the                                  
24       injured person but covering, as excess, umbrella, or similar insurance, the injured                               
25       person as a named insured;                                                                                        
26                 (8)  a policy or coverage not covering a motor vehicle occupied by the                                  
27       injured person but covering, as excess, umbrella, or similar insurance, the injured                               
28       person as an insured other than as a named insured.                                                               
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